Dundas Automotive Sales

We’ve been in the business of selling top-quality used vehicles, and providing expert auto financing, for over 25 years!Throughout that time our focus has always been on providing first-rate customer service and matching the right vehicle, and right finance package, to the right people. Nobody knows better than us that the price has to be right! Unlike other car loan companies in the business, We ensure that our loan experts look at every aspect of your application to get you approved for whatever loan you’d most prefer whether that be a, used car loan, or even a bad credit auto loan. We’re in business to put you into a car and we will explain what you need to do to get approved. In every case, we will guide you and explain what’s required.

You can apply for financing Simply fill out credit application.Once we get your application, we can run it almost immediately and get back to you ASAP ! It’s Quick, Easy, 100% Free and you are under No Obligations!Get Pre-Approved

Financial institutions typically take four major factors into account:

• • Down Payment
  • Vehicle specifics (model, style, age, mileage, and cost)
  • Application information such as income, time at current job, and time at residence
  • Credit history

Your credit score is designed to help financial institutions predict the risk associated with your purchase of a car, house, credit card, etc. Essentially, it’s meant to forecast how (and if) you will pay your bills.

The higher your credit score, the greater your chance of receiving a better financing offer from us. Four contributors to your credit score are:

• • • Timeliness of previous and current payments
    • The length of your credit history
    • The type and amount of your debts
    • Your public records

You can contact either of the major credit reporting agencies below to get more specific information regarding your credit score. Each agency can provide you with a copy of your credit report, including your credit score.

Equifax

www.equifax.ca
Toll-free: 1-800-465-7166

TransUnion

www.transunion.ca
Toll-free: 1-800-663-9980

If you have excellent credit, then we can offer you highly competitive terms, reduced time and effort, and a transparent transaction, guaranteed.

Our Auto Finance Specialists work hard for our customers in order to accommodate most credit profiles. Even with past problems, you will still get the credit you need, the car you want, and the respect you expect and deserve as a customer.

The rule of thumb from most financial institutions is to spend no more than 15% of your gross monthly income on your car payment. For example, if you make $2,000 a month you should spend no more than $300 on your car payment.

Down payment, the amount financed, term (length of contract), and the annual percentage rate (the yearly cost of a loan) all affect the monthly payment.

All buyers should bring a valid government-issued drivers license, a current pay stub, and a void cheque. Because different financing companies may require additional documentation, you will want to contact your Sales Consultant for a complete list of what you will need to buy a car from your Dundas Automotive Sales.